Hi, we're Zack & Jen.


Learn more about how we can help you.


There's a lot of personal finance blogs out there. Why read ours?

We started this site after we paid off $50,000 of debt in 11 months. Since we were both making average salaries at non-profits, we knew we needed to be a bit unorthodox about getting out of debt. That's when we got rid of stuff we didn't need and bought a camper. Our hard work paid off when 11 months later we sold it for 3x more than we bought it for. That's when we figured out how money worked.  

As Featured in Banner 2 - Meet Zack & Jen

When we were living in the camper, we figured out that money isn't that hard. When it comes to personal finance there is really one simple goal. Keep more in the bank than you spend. 

For some reason that concept is hard for people. We get it. We weren't always great with money either but we started this blog to help you along the journey to create a life you truly love. 

We have come to realize that money isn't the only thing that is important to us. Time, freedom, and pursuing what you love holds tremendous value in life. 

The problem with most personal finance advice is that it goes something like this: "save your whole life so you can site on a cruise ship at 65 and retire." 

This is a flawed way to look at life. Of course I want to retire but I also want what I want now. Life is short. Who knows how long we have? No one.​

Our goal isn't to sell you a dream that takes 50 years to get there. Our goal is to show you the tips a strategies that we used to take our financial situation and flip it upside down so that YOU can live the life you love right NOW.


It's possible to do more of what you love if you put the right systems in place and you have the right roadmap. Life isn't about zeros in your account, it's about the memories those zeros can give you. 

We are passionate about personal finance because we know how impactful it can be in peoples lives. Being out of debt has changed our lives completely. We'd love to connect further and share more about our philosophy. You in? I hope so because we share some great content that otherwise never gets shared anywhere else. Just follow the steps below.

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Step 2: Do Something About It

If you have student loan debt, we recommend getting out ASAP. Reduce your student loan debt with LendEdu - we wish we would have known about this when we were paying off our debt. Click here to read our review on why it's such an amazing option for refinancing. 

Step 3: Pre-Register For Our Course

We are putting together an epic course on how you can manage your money. The course should arrive late summer 2017. If you want to join our VIP launch list, Just click here

Buy it Now!