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Everyone asks us what tools we use to manage our money. So we curated this list of free tools and websites that we recommend you use to optimize your money.  We have tested every recommendation on this page. If you are looking for the best tools to earn more money, pay off your loans early, invest in the stock market or track your money and wealth, you have found your place!

Some of the links below are affiliate links, which means that if you choose to make a purchase, we will may earn a small commission. This commission comes at no additional cost to you. Just know that we recommend them because they are helpful and useful, not because of the small commissions we make.  

Click below to check your rates for free


Have student loans? Want to save up to $13,000?  LendEDU is completely free and lets you check to see if you qualify for a cheaper student loan rate. All you do is fill out a quick survey, they do the rest. No hard credit pull. No credit card required. Completely free. Get more information here

Note: be sure to enter your name and other info correctly, otherwise you will get an error.

Click below to get your first date free!


We love DateBox. You may have seen celebrities like Shawn and Catherine Lowe using DateBox. It's a great way to keep your relationship fresh and new. Don't worry about thinking about your next date night. Let DateBox do it for you! DateBox sends you amazing pre-packaged date once a month or once every three months. Click here to get your first date free. Be sure to enter code "FreeUpDateNight" to claim the bonus.

Click below to open free account


Jen and I have been using Personal Capital for nearly three years now. It's our favorite tool on this list. It allows you to track all of your accounts from one screen. It will even track your net worth, help you forecast your retirement, and send you weekly spending updates. It's the best 100% free tool that we use to track our finances. You can read our review of Personal Capital by clicking here

Click below to open free account


We love apps that you can use for free to manage your finances.  Credit Sesame allows you to track your credit score without having to put in credit card info or paying a dime. You’ll also get free tips each time you log in on how you can improve and understand your credit score, which helped me (Zack) raise my credit score over 200 points in the last two years! Credit Sesame lets you look at your credit score for FREE.  No hassle.

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Click below to open account


We have been using Betterment for a few years now and love it. It's our favorite way to seamlessly invest in Index Funds. It also has an awesome retirement planner that will help you forecast your retirement based on how much you contribute and what your average rate of return is. Betterment is the smarter automated investing service that aims to provide optimized investment returns for individual, IRA, 401k, and rollover accounts. 


We have a whole list of our favorite money management tools. Enter your name and email and we'll send you everything.

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Click below to get your domain for $3.98 per year with our special offer


This domain is hosted with Name Cheap. Why? Because they make it incredibly easy to get a new site up and running with their easy domain name search and purchase. Their name is their brand, they have some of the cheapest domain names you can find anywhere on the internet. 

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Click below to open your hosting for only $3.95 a month with our special offer


This website is hosted on Hostgator. Why? Because they make it incredibly easy to get a new site up and running with their one-click automatic WordPress Blog installation.

You can use your Hostgator account to host multiple domains—no need to pay more for hosting when you’re ready to start another website. Also, they provide outstanding customer service. Phone is best, they are happy to talk direct.

I highly recommend using Hostgator for your first website, and you can get started now at $3.95/month, which is an exclusive FreeUp reader deal! To read a review about how to start your blog or website in under 10 minutes, click here!

Click below to set up your account today.


ConvertKit is our number one recommendation for building an email list.

ConvertKit makes building a list and managing your email broadcasts easy for newbies. We used MailChimp early but found it too cumbersome so we switch and could not be more happy. We've continually grown our email with ConvertKit. 

I highly recommend using ConvertKit for your email list building.

Click below to get the e-book for $20

Facebook Strategies

Facebook Strategies Worth Sharing Ebook changed our Facebook game tremendously. If you want to learn some of the most common mistakes people make that hold back growth, you need this Ebook. It's the best $29 we've spent on our business, hands down. We highly recommend getting this e-book if you have a brand on Facebook. 

YourMoneyYouFreedom.com may have financial relationships with the merchants and companies mentioned on this site. We are not responsible for any actions taken by users. For more information see our disclaimer.

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